Billing and Insurance Options


We are in network with the following as of 6/29/2020:

  • United Healthcare PPO
  • CareFirst Traditional (DT only, not DP)
  • BCBS Federal (104/105 & 111-112 plans)
  • Cigna DPPO/Total DPPO (not Advantage)
  • Metlife PPO
  • Tricare Dental Program
  • GEHA
  • FEP Blue Dental

Patient Forms

*****Subject to change at any time*****

*****Please call our office to verify our in-network status with a particular insurance company*****

We will gladly accept any other PPO insurance if your plan allows out-of-network benefits.

This means that the copays could be a little higher than going to an in-network dentist because there are no adjustments made to the discounted in-network rate.

In some cases there may not be much of a difference between what you pay for the care you receive at Gentle Family Dentistry versus what you would pay at a different dental practice that is in-network.
If you have a PPO plan that is not on the list above and you have out of network benefits available, we will accept that insurance.
Please note that we obtain insurance benefits and file claims as a courtesy. We recommend that patients become familiar with their insurance benefits. Your plan is a contract between you and your insurance company, and we are not a party to that contract. Any co-pay quoted is only an estimate based on information given to us by your insurance company. Patients are responsible for any amount not paid by your insurance. We do not make adjustments to our work unless required to do so by an in-network insurance company.
All co-payments and/or deductibles are due the same day you receive the treatment. We accept cash, check, American Express, Mastercard, Visa and Discover Card. We also recommend Care Credit and beWell to help with your financing. 

In addition, we have recently begun an In-House Dental Savings Plan. It is not dental insurance, and it is only good for services at Gentle Family Dentistry. Click here for more information, details, exclusions and limitations.  

Please contact us via email, call us at (410) 257-2424 or text us at 39016 with any further insurance or financial questions. 



Contact Us

We encourage you to contact us with any questions or comments you may have. If you do not receive a reply by the next business day, please call our office.

Our Associations

3150 West Ward Road, Suite 304|Dunkirk, MD 20754|Map & Directions|Call: 410-257-2424

Dr. Cynthia Sclater is a dental care professional dedicated to providing patients with painless and gentle cosmetic, family and general dentistry. Located in Dunkirk, Maryland the office serves Calvert County, Southern Anne Arundel County and neighboring cities such as Huntingtown, Owings, Sunderland, North Beach, Chesapeake Beach, Prince Frederick, Lothian, Harwood, Friendship, Tracys Landing, Deale, Churchton, West River and Shady Side.


Hours of Operation: Monday 8:00-7:00
Tuesday 8:00-7:00
Wednesday 8:00-7:00
Thursday 8:00-1:00
Friday Closed

Gentle Family Dentistry 2021Site Developed by ProSites.comAccessibility